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Extras are the types of expenses that generally come after you have paid for other - more essential things. You may disagree that the expenses listed here can be considered "extras" and that is okay, however because these expenses are still a reality for many people you may want to consider ways to save money in this category as well!
- Eating Out - No one can deny the convenience factor of eating out. Based on your schedule, you may find that it is a worthwhile expense for you.
- Tip: You can still save by buying bottled water or canned soda in bulk to have along with your food purchase
- Tip: Limit the number of times you eat out each week.
- Tip: Look for coupons in the newspaper for specials and "2 for 1" offers
- Cable Television - Some people consider cable television as an essential, and you may be one of them. Carefully monitor your viewing habits - you may find you can get by with fewer TV shows, or channels - then make sure you choose a service package that best fits your viewing needs.
- Tip: Instead of paying for a premium movie channel, maybe renting a movie now and then would be a better cost value.
- Tip: Remember to be sure to split the expense with roommates who will be sharing the service.
- Gifts - Although it is tempting to shower our loved ones with expensive gifts, sometimes it is more meaningful when you spend time instead of extra money. There are many ways to be creative with gifts - such as making something with your own hands, or taking the time to help someone with a project.
- Tip: For purchased gifts, don't forget to shop sales and discount stores!
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