Developing a Spending Plan
Identify Your Goals
Track Your Expenses
Get it Down on Paper
Adjust the Plan According to Your Reality

Spending Plan Components
Income
Expenses


Adjust The Plan According To Your Reality
The key to a successful spending plan is its flexibility. This means that you will need to revisit your plan at the end of each month to see what you actually spent.   Then you can make changes as needed. Reviewing and revising your plan is how it becomes something useful, and not something to be just filed away.

Remember - a spending plan is not just about how you are going to pay your bills. The idea is to make sure your money is going where you want it to go!

 

 

 

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