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Potential lenders and creditors will run a credit check to learn your historic pattern of debt payment. Using that pattern they will decide whether or not you can purchase a home or a car. If your credit history shows a record of inconsistent payment or other credit problems, you may not qualify for the lowest interest rate. Worse yet, your application may be rejected altogether.
So... remember, the choices you make and the actions you take today can and probably will effect the choices available to you in the future.
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