Workers' Compensation

Welcome to the Office of Workers’ Compensation.  If you are injured or become ill, either physically or mentally, because of your job, you may be entitled to workers' compensation benefits.  Workers' compensation benefits are designed to provide you with medical treatment to cure or relieve the effects of a work related injury or illness, help replace lost wages if you are unable to work due to a work place injury/illness, and help you return to work at the earliest opportunity.

Depending on the nature of your claim, you may become eligible for one or more of the following benefits:   

Medical Care:  The claims administrator will pay for all reasonable and necessary medical care for your work related injury or illness.  Medical benefits are subject to approval and may include treatment by a physician, hospital services, physical therapy, lab tests, x-rays, medicines, equipment and travel costs.  The claims administrator will pay the costs of approved medical services directly so you should never see a bill.  There are limits on chiropractic, physical therapy, and other occupational therapy visits. 

Temporary Disability (Lost Wages):  If you can’t work while you are recovering from a work related injury or illness, you may receive temporary disability payments for a limited period.  These payments may change or stop when your Workers comp wordart doctor says you are able to return to work.  These benefits are tax-free.  Temporary disability payments are two-thirds of your average weekly pay, within minimums and maximums set by state law.  Payments are not made for the first three days you are off the job unless you are hospitalized overnight or cannot work for 14 or more days.     

Permanent Disability: If a doctor says you have not recovered completely from your injury and you will always be limited in the work you can do, you may receive additional payments.  The amount will depend on the type of injury, extent of impairment, your age, occupation, date of injury, and your wages before you were injured.   

Supplemental Job Displacement Benefit (SJDB):  If you were injured on or after 1/1/2004, and your injury results in a permanent disability and your employer does not offer regular, modified, or alternative work, you may qualify for a nontransferable voucher for retraining and/or skill enhancement.  If you qualify, the claims administrator will pay the costs up to the maximum set by state law. 

Death Benefits:  If the injury or illness causes death, payments may be made to a spouse and other relatives or household members who were financially dependent on the deceased worker.