6 Step Financial Aid Process

6 step to financial aid

Sacramento State's School Code is 001150

Financial Aid Applications are available October 1st 

File a Free Application for Federal Student Aid (FAFSA)

Create an FSA ID to legally sign electronic federal student aid documents, including your FAFSA.  To help you, follow the 6 easy steps provided on the "How to Create an FSA Aid" flyer.   Parents of dependent students must apply for their own FSA ID. If your parent is unable to apply for an FSA ID, you must print the parent signature page and mail it to the address on the signature page.  

    Every year, the Free Application for Federal Student Aid (FAFSA) becomes available for the following academic year
    Sacramento State's priority filing deadline is March 2 of every year
    Complete the FAFSA at www.fafsa.gov

What does the priority filing date mean?  Some aid programs are awarded based on the filing priority date.  The earlier you apply the earlier you will be notified of your financial aid eligibility.

File a Dream Act Application

    Every year, the California Student Aid Commission (CSAC) makes the Dream Act Application available for AB 540 eligible students
    The filing deadline is March 2 of every year
    Complete the Dream Act Application at www.caldreamact.org

File a Cal Grant GPA Verification

In addition to filing a FAFSA or Dream Act Application, undergraduate students may apply to be considered for Cal Grant A or B.  March 2 is the deadline to have your GPA Verification form submitted to CSAC.

Sacramento State students who have not been previously awarded a Cal Grant AND complete 24 or more units at Sacramento State, should file their financial aid application by February 21; Sacramento State will send your Cal Grant GPA to CSAC.

For more information on Cal Grant Awards visit CSAC’s website at www.csac.ca.gov

To complete your financial aid file, you may need to submit additional documents or other financial aid forms.  Any documents required to complete your file will be posted to your To Do List.   Monitor your My Sac State Student Center often.  .

To receive a timely fall award, “Get Your Docs Done by May 1”

It is important to submit all requested forms as soon as possible to ensure that your financial aid is processed in a timely manner. 

Forms can be uploaded, submitted in person or by mail.

NEW  Upload your Financial Aid Document(s)

Sacramento State
Student Service Center, LSN 1000
Financial Aid & Scholarships Office
6000 J Street
Sacramento, CA  95819-6044

Be sure to include your Sac State ID number on all documents you submit

General eligibility requirements include:

    Be a U.S. citizen, permanent resident or eligible non-citizen (for FAFSA filers) or have AB 540 status (for Dream Act filers)
    Have a valid social security number (for FAFSA filers)
    Be admitted to a degree or credential program
    Maintain Satisfactory Academic Progress (SAP)
    Be eligible for aid according to federal and/or state regulations
    Re-apply every year to be considered for financial aid

Determining your need
The calculation used to determine your financial aid eligibility depends on your Cost of Attendance (COA), your Expected Family Contribution (EFC), and any other financial assistance you may receive for your educational expenses.  Your award, including student/parent loans, will not exceed more than the COA.  The Financial Aid & Scholarships Office must review your financial aid application and supporting documentation to determine your financial aid need.  Need is defined as:

Cost of Attendance - Minus EFC = Financial Aid Need

Your Expected Family Contribution (EFC)
The EFC is not an actual amount that you pay to the university; it is a calculation of how much you and your family are expected (can reasonably) contribute to help for your educational expenses.

If your financial aid file is complete, you will receive an award notification via your Saclink email directing you to your Student Center to accept/decline your awards. Most aid programs are awarded in an offer status.  You should respond in a timely manner by accepting and/or declining your offers. Awards in offer status are subject to cancelation after 30 days.

Continuing Students
Continuing students will begin to receive their award notifications starting mid-June.  The Financial Aid & Scholarships Office must determine that you have met the annual Satisfactory Academic Progress review after Spring grades post.

Census and Award Adjustments
Census is when the University verifies your actual enrollment.  Initial awards are based on full-time attendance (12 units) but aid is disbursed according to enrolled units. This adjustment may or may not result in repayment of aid.

Financial aid holds will be listed in the Hold section of your Student Center. Some aid programs require additional steps be taken before a disbursement is authorized.  Read your hold message for additional information and action if necessary.

Financial Aid Holds do not prevent you from registering

Disbursements begin one week before the start of the semester, will disburse twice a week through Census and continue weekly thereafter.  Prior to each disbursement, the system will verify the number of units you are currently enrolled in and disburse /adjust aid accordingly.

Disbursement vs. Refund

Disbursement is the process by which the Financial Aid & Scholarships Office authorizes payment of aid.  Not all aid programs may be available for full disbursement at one time, and as a result, you may receive multiple disbursements of aid.  After the Financial Aid & Scholarships Office disburses your aid, the Bursar's Office then begins the application of your aid to any debt and if applicable, the refund process.

Refund is the process of any remaining funds after the Bursar's Office has applied your disbursed aid to your university debt.  If you have remaining financial funds after the debt has been satisfied for the semester, the Bursar's Office will process the remaining funds as a refund.   You are encouraged to sign-up for e-Refund which is the process to deposit your refund directly in your own bank account.  It is the fastest method of receiving funds. 

Parent PLUS Loan funds cannot be disbursed/refunded through the e-Refund process.  Parents will be mailed a refund check after all university debts have been paid for the semester.