About Loans
Overview
Federal student loans are available to most students regardless of income. They offer flexible repayment plans and may include benefits such as loan forgiveness programs that are generally not available with private student loans.
Student loans are borrowed money and must be repaid, with interest, according to the terms of your loan agreement.
Effective starting July 1, 2026 under the One Big Beautiful Bill Act (OBBBA): For both undergraduate and graduate students enrolled less than full-time, federal law requires institutions to prorate annual loan amounts based on their enrollment status. This means students’ loan eligibility will be reduced proportionally if they are enrolled less than full-time. This rule applies to all students, including those who qualify under the Legacy Provision.
Connect with Student Service Center
Find Us
Student Service Center
Lassen Hall,
Room 1000
Contact Us
Phone: (916) 278-1000, Option 2